The Texaco Credit Card is administered by Create Services Limited. Credit cards are subject to status and available only to UK residents aged 18 or over. Written quotations are available on request from Create Services Limited, Department AY, PO Box 4104, London W1A 6FZ, or by calling 0800 587 5783.

With the Texaco Credit Card, the interest rate, any annual fee, any CashBack Rewards and the APRs that will apply will depend on the choices you make. We will charge a handling fee on cash advances of 2% of the advance or £2, whichever is the greater. You can change your card features for free three times in any 12 month period.

There is a £10 administration fee for each further change. Your payments will be applied towards balance transfers before purchases and cash advances. Balance transfers made in the first six weeks after you open an account will each be charged at a fixed introductory rate of 5.9% per annum for the life of the balance. Balance transfers will then be charged at the same variable interest rate as for purchases and other amounts charged to the account which, for example, with no annual fee, gives a typical APR of 14.9%, except for cash advances, for which a typical APR is 17.3%. Unless otherwise indicated, all rates are variable. Monthly payments required. Minimum monthly payment will be the greater of the total of £5 or 2% of any outstanding balance transfer(s) plus £5 or 2% of any other monthly balance, unless you owe less than £5 when the whole amount is payable. Minimum balance transfer £100. Terms and conditions apply to all Texaco Credit Card benefits.

Accucard is a business name of Create Services Limited, a Lloyds TSB company. Issuing Bank: Lloyds TSB Bank plc, Registered in England No 2065. Registered Office of both: 25 Gresham Street, London EC2V 7HN. Authorised and regulated by the Financial Services Authority and a signatory to the Banking Codes.

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